If you really want to do it...then start right now!

Are you really ready to do it?  Are you ready to turn this page in your life and start with a fresh one?  If you are, you will do it!  Now is the time...TODAY is the day!

That doesn't mean, “I will just splurge with this last check.” or “I will start after the weekend.” or even “I just have to think about it a little more.”  If you wait any longer, you are simply digging yourself deeper into a hole of debt and despair that you may never be able to get out of. 

I would love to give you the statistics of people in debt...of people in foreclosure...of people losing jobs. However, I have come to understand that people don't think in statistics.  People think in terms of cold, hard cash; how much is in one hand and how many bills are in the other. 

Getting into debt is easy; it’s getting out that’s hard, but completely worthwhile and priceless.  Going to sleep every night knowing you are living debt-free is priceless.  Being able to put money away for your children’s college education with no worries is priceless.  Tithing without stressing to help others in your community is priceless.

Your situation has nothing to do with the Jones or anyone else.  YOU got yourself into it and YOU can get yourself out of it!  You have to make a conscious decision to say, “I am not going to do this anymore, starting RIGHT NOW!”  “If I can't pay cash, I can't have it!”  “I am going to leave a better legacy for my children than a legacy of debt!”

No more mindless shopping splurges.  No more gizmos or gadgets that you’ll be selling on ebay or at a garage sale a year later.  No more name-brand bags, brand-new clothes every week, meals out five nights a week. 

No more...no more...no more.